What is a Life Settlement?

A Life Settlement is a private market investment into a life insurance contract for more than the surrender value but less than the face value.

We’re in this business because life settlements offer 15–25% target IRRs with zero market correlation. At Odyssey Capital, we focus on delivering exceptional returns for accredited investors - while giving seniors a dignified financial exit. Performance with purpose.

High - Yield

Life settlements outperform every major asset class on a risk-adjusted basis—with target IRRs of up to 25%, independent of public market conditions.

Our strategies deliver double-digit performance backed by actuarial science—not market speculation.

This is high-yield without the volatility.

True Diversification

Life settlements outperform every major asset class on a risk-adjusted basis—with target IRRs of up to 25%, independent of public market conditions.

Our strategies aim for double-digit performance backed by actuarial science—not market speculation.

This is high-yield without the volatility.

Private Market

Life settlements belong to the class of private market alternatives - an asset class historically reserved for institutional investors.

Like private equity and venture capital they offer access to outsized returns and low correlation with public markets.

But unlike those assets, life settlements are not tied to business cycles or valuations. In today’s uncertain market, private assets like life settlements are no longer optional - they’re essential.

Unlike Typical Private Deals-Life Settlements are Liquid.

OUR SERVICES

Origination & Acquisition

We specialize in identifying and sourcing life insurance policies in the market. Our team conducts comprehensive sourcing, pricing, and negotiation to secure policies with strong return potential. Each opportunity is carefully selected based on longevity risk, policy structure, and investment profile.

Comprehensive Underwriting & Optimization

We combine medical and financial underwriting with premium optimization strategies to maximize policy value and investor returns. We provide independent life expectancy reports and model various premium schedules, we price each contract with precision. Our process reduces downside risk, extends policy longevity, and enhances IRR through disciplined structuring and cost control.

Policy Tracking & Management

We work to facilitate every stage of the transaction- from acquisition to maturity- with institutional precision. This includes full-service policy tracking, premium payment monitoring, and ongoing maintenance to ensure each contract remains in good standing. Our operational oversight ensures compliance, preserves policy value, and simplifies ownership for investors throughout the life of the investment.